{"id":2159,"date":"2019-06-04T17:11:22","date_gmt":"2019-06-04T17:11:22","guid":{"rendered":"http:\/\/demo1.vonkdigital-mortgagewebsites.com\/?page_id=2159"},"modified":"2026-01-21T14:38:57","modified_gmt":"2026-01-21T20:38:57","slug":"usda-loan","status":"publish","type":"page","link":"https:\/\/mega4.vonkdigital.com\/~spahr\/loan-options\/usda-loan\/","title":{"rendered":"USDA Loan"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1636065457913{padding-top: 175px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-heading.vcex_6a34f867d2e55{font-size:35px;font-family:Inter, sans-serif;font-weight:700;}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vcex_6a34f867d2e55\"><span class=\"vcex-heading-inner wpex-inline-block\">USDA Loans offer no money down options and aren't just for homes in the country.<\/span><\/h2><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div>[vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]Buying a home with little or no down payment can provide opportunities for buyers that otherwise may not be able to become homeowners.[\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:45px;\"><\/div><style>.vcex-flex-container_6a34f867d49d2{gap:15px;}<\/style><div class=\"vcex-flex-container vcex-module wpex-flex wpex-gap-20 wpex-flex-wrap vcex-flex-container_6a34f867d49d2\"><style>.vcex-button.vcex_6a34f867d4f6a{border-radius:8px;background:var(--wpex-accent);color:#ffffff!important;padding-block:15px;padding-inline:35px;font-size:.8em;letter-spacing:1px;font-weight:500;text-transform:uppercase;}.vcex-button.vcex_6a34f867d4f6a:hover{background:#b7b7b7!important;}<\/style><a href=\"#quote\" class=\"vcex-button theme-button inline local-scroll-link vcex_6a34f867d4f6a\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Get Your Quote<\/span><\/a> <style>.vcex-button.vcex_6a34f867d568c{border-radius:8px;padding-block:15px;padding-inline:35px;font-size:.8em;letter-spacing:1px;font-weight:500;text-transform:uppercase;}<\/style><a href=\"#learn\" class=\"vcex-button theme-button minimal-border grey inline local-scroll-link vcex_6a34f867d568c\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Learn More<\/span><\/a> <\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-image.vcex_6a34f867d5b19 .vcex-image-img{border-radius:20px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a34f867d5b19\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block vc_custom_1636391407086\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2021\/11\/USDA-Loan.jpg\" class=\"vcex-image-img wpex-align-middle wpex-shadow\" alt=\"USDA Loan\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2021\/11\/USDA-Loan.jpg 800w, https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2021\/11\/USDA-Loan-300x200.jpg 300w, https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2021\/11\/USDA-Loan-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/div><\/figure>[\/vc_column][\/vc_row][vc_row local_scroll_id=&#8221;learn&#8221; css=&#8221;.vc_custom_1636144261121{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;]<strong>USDA Loans are meant for homes in lesser populated areas. You may qualify with less than perfect credit. Buying a home with little or no down payment can provide opportunities for buyers that otherwise may not be able to become homeowners. Fortunately for today\u2019s buyers, there are a few programs that can help them qualify for a mortgage with a very small down payment. One that is not widely discussed is the USDA Single Family Housing Guaranteed Loan Program.<\/strong><\/p>\n<h3>What is a USDA home loan?<\/h3>\n<p>The United States Department of Agriculture, USDA, administers the program but does not actually loan money. Similar to loans backed by the Department of Veterans Affairs, VA, or Federal Housing Administration, FHA, these loans are guaranteed by the USDA. Private lenders, such as banks or credit unions, still loan money to the home buyer but they know that the USDA will pay if the borrower is unable.<\/p>\n<p>This allows lenders to assume less risk, and as a result they are okay requiring less money down.<\/p>\n<h3>Who can use the USDA program?<\/h3>\n<p>Contrary to its name, the USDA loan is not just available for those in an agricultural setting. The USDA loan is designed to help \u201clow and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.\u201d Be sure to speak to your loan officer to ensure the areas you are looking to purchase a home in qualify for the program.<\/p>\n<p>To use the USDA loan, applicants must meet income requirements and be purchasing a home for their own primary use in an eligible area. The loan can be used for new homes and existing homes. The appraisal requirement is similar to FHA and must meet minimum standards.<\/p>\n<p>If coming up with a sizable down payment is holding you back from your dreams of home ownership, the USDA loan may be just the answer you are looking for.<\/p>\n<h3>How USDA Loans Work<\/h3>\n<ul>\n<li>Purchase your home with as little as 0% down payment.<\/li>\n<li>30-, 25-, 20- and 15-year terms are all available with fixed rates.<\/li>\n<li>No monthly PMI (Private Mortgage Insurance), however, there is a monthly guarantee fee that is typically lower than PMI.<\/li>\n<li>USDA loans are governed by the U.S. Department of Agriculture.<\/li>\n<li>Pay your mortgage off at any time without pre-payment penalties.<\/li>\n<\/ul>\n<h3>Qualification Requirements<\/h3>\n<ul>\n<li>Household income limits apply and are based on location.<\/li>\n<li>Only available in certain areas. Talk to a specialist today to see if it is an option for you!<\/li>\n<li>Credit scores as low as 620.<\/li>\n<li>Buy a home with no money down (primary home).<\/li>\n<li>Refinance up to 100% of your primary home\u2019s value.<\/li>\n<\/ul>\n<p>Have questions?&nbsp; <a href=\"\/contact-us\/\">Give us a call!<\/a> One of our mortgage specialists would be happy to answer all of your questions.<\/p>\n<p>**The American Dream Home Team is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1636143288263{padding-top: 60px !important;padding-bottom: 60px !important;background-color: #f7f7f7 !important;}&#8221; local_scroll_id=&#8221;quote&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div><style>.vcex-heading.vcex_6a34f867d7cf6{width:700px;color:#222222;font-size:55px;font-weight:700;line-height:120%;}@media (max-width:767px){.vcex-heading.vcex_6a34f867d7cf6{font-size:35px;}}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_6a34f867d7cf6\"><span class=\"vcex-heading-inner wpex-inline-block\">Get started today!<\/span><\/h2><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:20px;\"><\/div>[vc_column_text width=&#8221;500px&#8221; text_align=&#8221;center&#8221; font_size=&#8221;16px&#8221;]Fill out the questionnaire on this page to start a discussion about your mortgage needs today![\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var 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class='online-mortgage-form with-border-background' action='\/~spahr\/wp-json\/wp\/v2\/pages\/2159' data-formid='21' novalidate>\n        <div id='gf_progressbar_wrapper_21' class='gf_progressbar_wrapper' data-start-at-zero=''>\n        \t<h3 class=\"gf_progressbar_title\">Step <span class='gf_step_current_page'>1<\/span> of <span class='gf_step_page_count'>21<\/span><span class='gf_step_page_name'><\/span>\n        \t<\/h3>\n            <div class='gf_progressbar gf_progressbar_blue' aria-hidden='true'>\n                <div class='gf_progressbar_percentage percentbar_blue percentbar_4' style='width:4%;'><span>4%<\/span><\/div>\n            <\/div><\/div>\n                        <div class='gform-body gform_body'><div id='gform_page_21_1' class='gform_page online-mortgage-form-intro' data-js='page-field-id-0' >\n\t\t\t\t\t<div class='gform_page_fields'><ul id='gform_fields_21' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_7\" class=\"gfield gfield--type-html gfield--input-type-html test gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >What are your goals?<br>We are committed to helping you reach them.\n<\/li><li id=\"field_21_9\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio inline-options trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible image-choices-field image-choices-use-images image-choices-show-labels \"  data-field-class=\"image-choices-field image-choices-use-images image-choices-show-labels\" ><label class='gfield_label gform-field-label' >Purchase or Refinance<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_9'>\n\t\t\t<li class='gchoice gchoice_21_9_0'>\n\t\t\t\t<input name='input_9' type='radio' value='I want to purchase'  id='choice_21_9_0'    \/>\n\t\t\t\t<label  for='choice_21_9_0' id='label_21_9_0' class='gform-field-label gform-field-label--type-inline' ><span class=\"image-choices-choice-image-wrap\" style=\"background-image:url(https:\/\/demo1.vonkdigital.com\/wp-content\/uploads\/2020\/04\/Purchase.png)\"><img src=\"https:\/\/demo1.vonkdigital.com\/wp-content\/uploads\/2020\/04\/Purchase.png\" alt=\"\" class=\"image-choices-choice-image\" data-lightbox-src=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2020\/04\/Purchase.png\" \/><\/span><span class=\"image-choices-choice-text\">I want to purchase<\/span><\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_9_1'>\n\t\t\t\t<input name='input_9' type='radio' value='I want to refinance'  id='choice_21_9_1'    \/>\n\t\t\t\t<label  for='choice_21_9_1' id='label_21_9_1' class='gform-field-label gform-field-label--type-inline' ><span class=\"image-choices-choice-image-wrap\" style=\"background-image:url(https:\/\/demo1.vonkdigital.com\/wp-content\/uploads\/2020\/04\/Refinance.png)\"><img src=\"https:\/\/demo1.vonkdigital.com\/wp-content\/uploads\/2020\/04\/Refinance.png\" alt=\"\" class=\"image-choices-choice-image\" data-lightbox-src=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2020\/04\/Refinance.png\" \/><\/span><span class=\"image-choices-choice-text\">I want to refinance<\/span><\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                         <input type='button' id='gform_next_button_21_67' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_2' class='gform_page online-mortgage-form-location test' data-js='page-field-id-67' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_19\" class=\"gfield gfield--type-html gfield--input-type-html test gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  >Where are you looking to buy?\n<small>City or Zip Code<\/small><\/li><li id=\"field_21_18\" class=\"gfield gfield--type-text gfield--input-type-text gf-mdext-zip-code test gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_18'>City or Zip Code<span class=\"gfield_required\"><span class=\"gfield_required 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class='gform_page  test' data-js='page-field-id-14' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_4' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_15\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio two-column trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >What type of home is it?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_15'>\n\t\t\t<li class='gchoice gchoice_21_15_0'>\n\t\t\t\t<input name='input_15' type='radio' value='Single Family'  id='choice_21_15_0'    \/>\n\t\t\t\t<label for='choice_21_15_0' id='label_21_15_0' class='gform-field-label gform-field-label--type-inline'>Single Family<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_15_1'>\n\t\t\t\t<input name='input_15' type='radio' value='Townhouse'  id='choice_21_15_1'    \/>\n\t\t\t\t<label for='choice_21_15_1' id='label_21_15_1' class='gform-field-label gform-field-label--type-inline'>Townhouse<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_15_2'>\n\t\t\t\t<input name='input_15' type='radio' value='Condominium'  id='choice_21_15_2'    \/>\n\t\t\t\t<label for='choice_21_15_2' id='label_21_15_2' class='gform-field-label gform-field-label--type-inline'>Condominium<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_15_3'>\n\t\t\t\t<input name='input_15' type='radio' value='Multi-Family'  id='choice_21_15_3'    \/>\n\t\t\t\t<label for='choice_21_15_3' id='label_21_15_3' class='gform-field-label gform-field-label--type-inline'>Multi-Family<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_20' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_20' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_5' class='gform_page  test' data-js='page-field-id-20' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_5' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_23\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Where are you in the home buying process?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_23'>\n\t\t\t<li class='gchoice gchoice_21_23_0'>\n\t\t\t\t<input name='input_23' type='radio' value='Signed a purchase contract'  id='choice_21_23_0'    \/>\n\t\t\t\t<label for='choice_21_23_0' id='label_21_23_0' class='gform-field-label gform-field-label--type-inline'>Signed a purchase contract<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_23_1'>\n\t\t\t\t<input name='input_23' type='radio' value='Found a home'  id='choice_21_23_1'    \/>\n\t\t\t\t<label for='choice_21_23_1' id='label_21_23_1' class='gform-field-label gform-field-label--type-inline'>Found a home<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_23_2'>\n\t\t\t\t<input name='input_23' type='radio' value='Looking to buy within one month'  id='choice_21_23_2'    \/>\n\t\t\t\t<label for='choice_21_23_2' id='label_21_23_2' class='gform-field-label gform-field-label--type-inline'>Looking to buy within one month<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_23_3'>\n\t\t\t\t<input name='input_23' type='radio' value='Looking to buy in 1 to 3 months'  id='choice_21_23_3'    \/>\n\t\t\t\t<label for='choice_21_23_3' id='label_21_23_3' class='gform-field-label gform-field-label--type-inline'>Looking to buy in 1 to 3 months<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_23_4'>\n\t\t\t\t<input name='input_23' type='radio' value='Looking to buy in more than 3 months'  id='choice_21_23_4'    \/>\n\t\t\t\t<label for='choice_21_23_4' id='label_21_23_4' class='gform-field-label gform-field-label--type-inline'>Looking to buy in more than 3 months<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_24' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_24' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_6' class='gform_page  test' data-js='page-field-id-24' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_6' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_26\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >How do you plan to use your new home?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_26'>\n\t\t\t<li class='gchoice gchoice_21_26_0'>\n\t\t\t\t<input name='input_26' type='radio' value='Primary Residence'  id='choice_21_26_0'    \/>\n\t\t\t\t<label for='choice_21_26_0' id='label_21_26_0' class='gform-field-label gform-field-label--type-inline'>Primary Residence<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_26_1'>\n\t\t\t\t<input name='input_26' type='radio' value='Vacation Property'  id='choice_21_26_1'    \/>\n\t\t\t\t<label for='choice_21_26_1' id='label_21_26_1' class='gform-field-label gform-field-label--type-inline'>Vacation Property<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_26_2'>\n\t\t\t\t<input name='input_26' type='radio' value='Investment Property'  id='choice_21_26_2'    \/>\n\t\t\t\t<label for='choice_21_26_2' id='label_21_26_2' class='gform-field-label gform-field-label--type-inline'>Investment Property<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_27' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_27' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_7' class='gform_page  test' data-js='page-field-id-27' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_7' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_33\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--has-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Have you or your spouse served in the US military?<\/label><div class='gfield_description' id='gfield_description_21_33'>Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.\n<\/div><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_33'>\n\t\t\t<li class='gchoice gchoice_21_33_0'>\n\t\t\t\t<input name='input_33' type='radio' value='Yes'  id='choice_21_33_0'    \/>\n\t\t\t\t<label for='choice_21_33_0' id='label_21_33_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_33_1'>\n\t\t\t\t<input name='input_33' type='radio' value='No'  id='choice_21_33_1'    \/>\n\t\t\t\t<label for='choice_21_33_1' id='label_21_33_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_30' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_30' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_8' class='gform_page  test' data-js='page-field-id-30' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_8' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_32\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio two-column trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >What is your (or your spouse&#039;s) branch of military service?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_32'>\n\t\t\t<li class='gchoice gchoice_21_32_0'>\n\t\t\t\t<input name='input_32' type='radio' value='Army'  id='choice_21_32_0'    \/>\n\t\t\t\t<label for='choice_21_32_0' id='label_21_32_0' class='gform-field-label gform-field-label--type-inline'>Army<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_1'>\n\t\t\t\t<input name='input_32' type='radio' value='Marine Corps'  id='choice_21_32_1'    \/>\n\t\t\t\t<label for='choice_21_32_1' id='label_21_32_1' class='gform-field-label gform-field-label--type-inline'>Marine Corps<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_2'>\n\t\t\t\t<input name='input_32' type='radio' value='Navy'  id='choice_21_32_2'    \/>\n\t\t\t\t<label for='choice_21_32_2' id='label_21_32_2' class='gform-field-label gform-field-label--type-inline'>Navy<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_3'>\n\t\t\t\t<input name='input_32' type='radio' value='Air Force'  id='choice_21_32_3'    \/>\n\t\t\t\t<label for='choice_21_32_3' id='label_21_32_3' class='gform-field-label gform-field-label--type-inline'>Air Force<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_4'>\n\t\t\t\t<input name='input_32' type='radio' value='Coast Guard'  id='choice_21_32_4'    \/>\n\t\t\t\t<label for='choice_21_32_4' id='label_21_32_4' class='gform-field-label gform-field-label--type-inline'>Coast Guard<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_5'>\n\t\t\t\t<input name='input_32' type='radio' value='National Guard'  id='choice_21_32_5'    \/>\n\t\t\t\t<label for='choice_21_32_5' id='label_21_32_5' class='gform-field-label gform-field-label--type-inline'>National Guard<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_6'>\n\t\t\t\t<input name='input_32' type='radio' value='Military Spouse'  id='choice_21_32_6'    \/>\n\t\t\t\t<label for='choice_21_32_6' id='label_21_32_6' class='gform-field-label gform-field-label--type-inline'>Military Spouse<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_7'>\n\t\t\t\t<input name='input_32' type='radio' value='Other VA Eligibility'  id='choice_21_32_7'    \/>\n\t\t\t\t<label for='choice_21_32_7' id='label_21_32_7' class='gform-field-label gform-field-label--type-inline'>Other VA Eligibility<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_32_8'>\n\t\t\t\t<input name='input_32' type='radio' value='No Military Experience'  id='choice_21_32_8'    \/>\n\t\t\t\t<label for='choice_21_32_8' id='label_21_32_8' class='gform-field-label gform-field-label--type-inline'>No Military Experience<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_35' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_35' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_9' class='gform_page  test' data-js='page-field-id-35' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_9' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_34\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Are you actively working with a real estate agent?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_34'>\n\t\t\t<li class='gchoice gchoice_21_34_0'>\n\t\t\t\t<input name='input_34' type='radio' value='Yes'  id='choice_21_34_0'    \/>\n\t\t\t\t<label for='choice_21_34_0' id='label_21_34_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_34_1'>\n\t\t\t\t<input name='input_34' type='radio' value='No'  id='choice_21_34_1'    \/>\n\t\t\t\t<label for='choice_21_34_1' id='label_21_34_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_36' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_36' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_10' class='gform_page  test' data-js='page-field-id-36' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_10' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_37\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Is this your first time purchasing a home?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_37'>\n\t\t\t<li class='gchoice gchoice_21_37_0'>\n\t\t\t\t<input name='input_37' type='radio' value='Yes'  id='choice_21_37_0'    \/>\n\t\t\t\t<label for='choice_21_37_0' id='label_21_37_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_37_1'>\n\t\t\t\t<input name='input_37' type='radio' value='No'  id='choice_21_37_1'    \/>\n\t\t\t\t<label for='choice_21_37_1' id='label_21_37_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_10' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_10' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_11' class='gform_page  test' data-js='page-field-id-10' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_11' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_96\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_96'>What is the approximate purchase price of the new property?<\/label><div class='ginput_container ginput_container_number'><input name='input_96' id='input_21_96' type='text' step='any'   value='' class='large'      aria-invalid=\"false\" aria-describedby=\"gfield_description_21_96\" \/><\/div><div class='gfield_description' id='gfield_description_21_96'>(It's OK to estimate)<\/div><\/li><li id=\"field_21_98\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_98'>What is the estimated value of your property?<\/label><div class='ginput_container ginput_container_number'><input name='input_98' id='input_21_98' type='text' step='any'   value='' class='large'      aria-invalid=\"false\" aria-describedby=\"gfield_description_21_98\" \/><\/div><div class='gfield_description' id='gfield_description_21_98'>(It's OK to estimate)<\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_55' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_55' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_12' class='gform_page  test' data-js='page-field-id-55' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_12' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_99\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_99'>How much do you have for a down payment?<\/label><div class='ginput_container ginput_container_number'><input name='input_99' id='input_21_99' type='text' step='any'   value='' class='large'      aria-invalid=\"false\" aria-describedby=\"gfield_description_21_99\" \/><\/div><div class='gfield_description' id='gfield_description_21_99'>(it's OK to estimate)<\/div><\/li><li id=\"field_21_100\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_100'>What is the balance of your first mortgage?<\/label><div class='ginput_container ginput_container_number'><input name='input_100' id='input_21_100' type='text' step='any'   value='' class='large'      aria-invalid=\"false\" aria-describedby=\"gfield_description_21_100\" \/><\/div><div class='gfield_description' id='gfield_description_21_100'>(It's OK to estimate)<\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_43' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_43' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_13' class='gform_page  test' data-js='page-field-id-43' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_13' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_101\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_101'>What is the interest rate of your first mortgage?<\/label><div class='ginput_container ginput_container_number'><input name='input_101' id='input_21_101' type='number' step='any'   value='' class='large'      aria-invalid=\"false\" aria-describedby=\"gfield_description_21_101\" \/><\/div><div class='gfield_description' id='gfield_description_21_101'>(It's OK to estimate)<\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_61' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_61' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_14' class='gform_page  test' data-js='page-field-id-61' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_14' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_64\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Do you have a second mortgage?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_64'>\n\t\t\t<li class='gchoice gchoice_21_64_0'>\n\t\t\t\t<input name='input_64' type='radio' value='Yes'  id='choice_21_64_0'    \/>\n\t\t\t\t<label for='choice_21_64_0' id='label_21_64_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_64_1'>\n\t\t\t\t<input name='input_64' type='radio' value='No'  id='choice_21_64_1'    \/>\n\t\t\t\t<label for='choice_21_64_1' id='label_21_64_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_63' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_63' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_15' class='gform_page  test' data-js='page-field-id-63' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_15' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_86\" class=\"gfield gfield--type-rangeslider gfield--input-type-rangeslider additional_cash test field_sublabel_below gfield--has-description field_description_above field_validation_below gfield_visibility_visible gform_rangeslider\"  data-field-class=\"gform_rangeslider\" ><label class='gfield_label gform-field-label' for='input_21_86'>How much additional cash do you wish to borrow?<\/label><div class='gfield_description' id='gfield_description_21_86'>(It's OK to estimate or if no cash-out leave at $0)<\/div><div class='ginput_container'><div id='rangeslider_86'><\/div><div id='rangeslider_86_display' class='rangeslider_display'><\/div><input name='input_86' id='input_21_86' type='hidden' value='$1' class='rangeslider medium' style='display:none' \/><input name='input_86.1' id='input_21_86_1' type='hidden' value='1' class='rangeslider medium' \/><input name='input_86.2' id='input_21_86_2' type='hidden' value='9'  class='rangeslider medium' \/><\/div><\/li><li id=\"field_21_102\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_102'>Number<\/label><div class='ginput_container ginput_container_number'><input name='input_102' id='input_21_102' type='text' step='any'   value='' class='large'      aria-invalid=\"false\"  \/><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_65' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_65' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_16' class='gform_page  test' data-js='page-field-id-65' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_16' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_44\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >What is your current employment status?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_44'>\n\t\t\t<li class='gchoice gchoice_21_44_0'>\n\t\t\t\t<input name='input_44' type='radio' value='Employed'  id='choice_21_44_0'    \/>\n\t\t\t\t<label for='choice_21_44_0' id='label_21_44_0' class='gform-field-label gform-field-label--type-inline'>Employed<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_44_1'>\n\t\t\t\t<input name='input_44' type='radio' value='Self-Employed\/1099 Independent Contractor'  id='choice_21_44_1'    \/>\n\t\t\t\t<label for='choice_21_44_1' id='label_21_44_1' class='gform-field-label gform-field-label--type-inline'>Self-Employed\/1099 Independent Contractor<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_44_2'>\n\t\t\t\t<input name='input_44' type='radio' value='Retired'  id='choice_21_44_2'    \/>\n\t\t\t\t<label for='choice_21_44_2' id='label_21_44_2' class='gform-field-label gform-field-label--type-inline'>Retired<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_45' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_45' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_17' class='gform_page  test' data-js='page-field-id-45' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_17' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_46\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >What is your household gross (before taxes) annual income?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_46'>\n\t\t\t<li class='gchoice gchoice_21_46_0'>\n\t\t\t\t<input name='input_46' type='radio' value='Less than $30,000'  id='choice_21_46_0'    \/>\n\t\t\t\t<label for='choice_21_46_0' id='label_21_46_0' class='gform-field-label gform-field-label--type-inline'>Less than $30,000<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_46_1'>\n\t\t\t\t<input name='input_46' type='radio' value='$30,000 - $50,000'  id='choice_21_46_1'    \/>\n\t\t\t\t<label for='choice_21_46_1' id='label_21_46_1' class='gform-field-label gform-field-label--type-inline'>$30,000 - $50,000<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_46_2'>\n\t\t\t\t<input name='input_46' type='radio' value='$50,000 - $75,000'  id='choice_21_46_2'    \/>\n\t\t\t\t<label for='choice_21_46_2' id='label_21_46_2' class='gform-field-label gform-field-label--type-inline'>$50,000 - $75,000<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_46_3'>\n\t\t\t\t<input name='input_46' type='radio' value='$75,000 - $100,000'  id='choice_21_46_3'    \/>\n\t\t\t\t<label for='choice_21_46_3' id='label_21_46_3' class='gform-field-label gform-field-label--type-inline'>$75,000 - $100,000<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_46_4'>\n\t\t\t\t<input name='input_46' type='radio' value='Greater than $100,000'  id='choice_21_46_4'    \/>\n\t\t\t\t<label for='choice_21_46_4' id='label_21_46_4' class='gform-field-label gform-field-label--type-inline'>Greater than $100,000<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_47' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_47' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_18' class='gform_page  test' data-js='page-field-id-47' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_18' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_48\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >What is your credit score?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_48'>\n\t\t\t<li class='gchoice gchoice_21_48_0'>\n\t\t\t\t<input name='input_48' type='radio' value='Excellent 740+'  id='choice_21_48_0'    \/>\n\t\t\t\t<label for='choice_21_48_0' id='label_21_48_0' class='gform-field-label gform-field-label--type-inline'>Excellent 740+<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_48_1'>\n\t\t\t\t<input name='input_48' type='radio' value='Good 700-739'  id='choice_21_48_1'    \/>\n\t\t\t\t<label for='choice_21_48_1' id='label_21_48_1' class='gform-field-label gform-field-label--type-inline'>Good 700-739<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_48_2'>\n\t\t\t\t<input name='input_48' type='radio' value='Average 660-699'  id='choice_21_48_2'    \/>\n\t\t\t\t<label for='choice_21_48_2' id='label_21_48_2' class='gform-field-label gform-field-label--type-inline'>Average 660-699<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_48_3'>\n\t\t\t\t<input name='input_48' type='radio' value='Fair 600-659'  id='choice_21_48_3'    \/>\n\t\t\t\t<label for='choice_21_48_3' id='label_21_48_3' class='gform-field-label gform-field-label--type-inline'>Fair 600-659<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_48_4'>\n\t\t\t\t<input name='input_48' type='radio' value='Poor &lt; 600'  id='choice_21_48_4'    \/>\n\t\t\t\t<label for='choice_21_48_4' id='label_21_48_4' class='gform-field-label gform-field-label--type-inline'>Poor &lt; 600<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_49' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_49' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_19' class='gform_page  test' data-js='page-field-id-49' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_19' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_50\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio trigger-next-zzd hide-next-button test field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' >Have you had a bankruptcy or foreclosure in the past 3 years?<\/label><div class='ginput_container ginput_container_radio'><ul class='gfield_radio' id='input_21_50'>\n\t\t\t<li class='gchoice gchoice_21_50_0'>\n\t\t\t\t<input name='input_50' type='radio' value='Yes'  id='choice_21_50_0'    \/>\n\t\t\t\t<label for='choice_21_50_0' id='label_21_50_0' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t<\/li>\n\t\t\t<li class='gchoice gchoice_21_50_1'>\n\t\t\t\t<input name='input_50' type='radio' value='No'  id='choice_21_50_1'    \/>\n\t\t\t\t<label for='choice_21_50_1' id='label_21_50_1' class='gform-field-label gform-field-label--type-inline'>No<\/label>\n\t\t\t<\/li><\/ul><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_51' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_51' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_20' class='gform_page  test' data-js='page-field-id-51' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_20' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_90\" class=\"gfield gfield--type-text gfield--input-type-text test gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_90'>What is your first name?<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_90' id='input_21_90' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_21_91\" class=\"gfield gfield--type-text gfield--input-type-text test gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_91'>What is your last name?<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_91' id='input_21_91' type='text' value='' class='medium'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><\/ul>\n                    <\/div>\n                    <div class='gform-page-footer gform_page_footer top_label'>\n                        <input type='button' id='gform_previous_button_21_53' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='button' id='gform_next_button_21_53' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  \/> \n                    <\/div>\n                <\/div>\n                <div id='gform_page_21_21' class='gform_page submit_page test' data-js='page-field-id-53' style='display:none;'>\n                    <div class='gform_page_fields'>\n                        <ul id='gform_fields_21_21' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id=\"field_21_54\" class=\"gfield gfield--type-email gfield--input-type-email test gfield_contains_required field_sublabel_below gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_54'>What is your email address?<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_54' id='input_21_54' type='email' value='' class='medium'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_21_92\" class=\"gfield gfield--type-phone gfield--input-type-phone test gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_21_92'>What is your phone number?<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_92' id='input_21_92' type='tel' value='' class='medium'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/li><li id=\"field_21_104\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full test gfield_contains_required field_sublabel_below gfield--has-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label screen-reader-text gfield_label_before_complex' >I agree to receive recurring automated text messages (e.g. process updates) at the phone number provided. Consent is not a condition to do business with us. Msg &amp; data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy.<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_consent'><input name='input_104.1' id='input_21_104_1' type='checkbox' value='1'  aria-describedby=\"gfield_consent_description_21_104\" aria-required=\"true\" aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_21_104_1' >I agree to the Communications Policy.<span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type='hidden' name='input_104.2' value='I agree to the Communications Policy.' class='gform_hidden' \/><input type='hidden' name='input_104.3' value='2' class='gform_hidden' \/><\/div><div class='gfield_description gfield_consent_description' id='gfield_consent_description_21_104' tabindex='0'><font size=\"2\">I agree to receive recurring automated text messages (e.g. process updates) at the phone number provided. Consent is not a condition to do business with us. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our <a href=\"https:\/\/americandreamhometeam.com\/terms-of-service\/\" target=\"_blank\">Terms of Service<\/a> and <a href=\"https:\/\/americandreamhometeam.com\/privacy-policy\/\" target=\"_blank\">Privacy Policy<\/a>. <\/font><\/div><\/li><\/ul><\/div>\n        <div class='gform-page-footer gform_page_footer top_label'><input type='submit' id='gform_previous_button_21' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Back'  \/> <input type='submit' id='gform_submit_button_21' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Submit'  \/> <input type='hidden' name='gform_ajax' value='form_id=21&amp;title=&amp;description=&amp;tabindex=0&amp;theme=legacy&amp;styles=[]&amp;hash=d5e8ead2828c228196b548f8c3d6498a' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_21' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_21' id='gform_theme_21' value='legacy' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_21' id='gform_style_settings_21' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_21' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='21' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='gGTt9TPHQQN37baO54ostQgK1GILGkOzUuFAFUyHO2n61WWqcBmyrSUIq6B\/Fu8ZUoP8aZ17foks1miLC\/VF2O9ynjU0OVxUTT891RuWHRiF19M=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_21' 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