{"id":4243,"date":"2022-05-23T14:47:55","date_gmt":"2022-05-23T14:47:55","guid":{"rendered":"https:\/\/demo1.vonkdigital.com\/when-to-wait-and-when-not-to-wait-to-buy-a-house\/"},"modified":"2023-01-16T23:12:14","modified_gmt":"2023-01-16T23:12:14","slug":"when-to-wait-and-when-not-to-wait-to-buy-a-house","status":"publish","type":"post","link":"https:\/\/mega4.vonkdigital.com\/~spahr\/when-to-wait-and-when-not-to-wait-to-buy-a-house\/","title":{"rendered":"When to Wait (and When Not to Wait) to Buy a House"},"content":{"rendered":"<div>\n<p>Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a big role. We\u2019ve listed all of the things you may want to consider when deciding when to wait and when not to wait to buy a house.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-661\" src=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2022\/07\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House.jpg\" alt=\"When to Wait (and When Not to Wait) to Buy a House\" width=\"800\" height=\"533\" srcset=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2022\/07\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House.jpg 800w, https:\/\/www.vonkmortgageblog.com\/wp-content\/uploads\/2022\/05\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House-300x200.jpg 300w, https:\/\/www.vonkmortgageblog.com\/wp-content\/uploads\/2022\/05\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\"><\/p>\n<h3>Market Timing<\/h3>\n<p><strong>When to Wait \u2013<\/strong> A seller\u2019s housing market means that the current inventory and conditions favor sellers over buyers. There is more demand for housing so sellers can get better offers, terms, and deals. While this doesn\u2019t mean that you can\u2019t buy, it may be a sign that it\u2019s better to wait for a buyer\u2019s market if you can.<\/p>\n<p><strong>When <em>Not<\/em> to Wait<\/strong> \u2013 If interest rates are low, it might be the right time to secure a home loan, called a mortgage. Getting a lower interest rate can save you big bucks over the 30-year loan. If you already have a mortgage, you may even want to refinance to take advantage of lower rates.<\/p>\n<h3>Personal Goals<\/h3>\n<p><strong>When to Wait \u2013<\/strong>\u00a0Paying off debt, making a career change, and going back to school are all big goals that may make waiting to buy a house better for your overall plan. If you are new to budgeting, make sure that you have a solid plan in place before making your decision. Homeownership comes with costs beyond just your mortgage (insurance, taxes, and upkeep, to name a few). If you have other priorities right now, consider waiting to make that home purchase.<\/p>\n<p><strong>When <em>Not<\/em> to Wait<\/strong> \u2013\u00a0 If you have been saving up for a down payment, monitoring the housing market in your area, working with a real estate agent, and see a house that meets your criteria, it may be time to make an offer. Once you have all of your ducks in a row and are ready to take that step, it is quite exciting!<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":4244,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"categories":[1,227],"tags":[],"post_series":[],"class_list":["post-4243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-news","category-rent-vs-buy","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>When to Wait (and When Not to Wait) to Buy a House - American Dream Home Team<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mega4.vonkdigital.com\/~spahr\/when-to-wait-and-when-not-to-wait-to-buy-a-house\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"When to Wait (and When Not to Wait) to Buy a House - American Dream Home Team\" \/>\n<meta property=\"og:description\" content=\"Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mega4.vonkdigital.com\/~spahr\/when-to-wait-and-when-not-to-wait-to-buy-a-house\/\" \/>\n<meta property=\"og:site_name\" content=\"American Dream Home Team\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-23T14:47:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-16T23:12:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mega4.vonkdigital.com\/~spahr\/wp-content\/uploads\/2022\/07\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vonk Support\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vonk Support\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/\"},\"author\":{\"name\":\"Vonk Support\",\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/#\\\/schema\\\/person\\\/5339068f3f903c7bd14985fc64e6dc23\"},\"headline\":\"When to Wait (and When Not to Wait) to Buy a House\",\"datePublished\":\"2022-05-23T14:47:55+00:00\",\"dateModified\":\"2023-01-16T23:12:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/\"},\"wordCount\":338,\"publisher\":{\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/wp-content\\\/uploads\\\/2022\\\/07\\\/When-to-Wait-and-When-Not-to-Wait-to-Buy-a-House.jpg\",\"articleSection\":[\"Mortgage News\",\"Rent Vs Buy\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/\",\"url\":\"https:\\\/\\\/mega4.vonkdigital.com\\\/~spahr\\\/when-to-wait-and-when-not-to-wait-to-buy-a-house\\\/\",\"name\":\"When to Wait (and When Not to Wait) to Buy a House - 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