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Events for August 20, 2026

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11:00 am

Eat with the American Dream Machine at Discover Cottage Grove

Discover Cottage Grove

August 20 @ 11:00 am - 1:00 pm

Cottage Grove City Hall 12800 Ravine Parkway S, Cottage Grove

Come out and dine with The American Dream Machine at the Discover Cottage Grove event! We'll be serving up our usual fare of deliciousness with our throwback 'diner' flair.

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
I agree to receive recurring automated text messages (e.g. process updates) at the phone number provided. Consent is not a condition to do business with us. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy.*
I agree to the Communications Policy.*
I agree to receive recurring automated text messages (e.g. process updates) at the phone number provided. Consent is not a condition to do business with us. Msg & data rates may apply. Msg frequency varies. Reply HELP for help and STOP to cancel. View our Terms of Service and Privacy Policy.

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What are your goals? Everyone is unique, request your personalized rates and fees.

About Us

At the American Dream Home Team, we are dedicated to educating throughout the entire process and ensuring things go as smoothly as possible. We are able to offer a variety of products and will work hard to find the right solution for your individual needs because after all, not everyone’s situation fits inside the box.

Are you looking to build your home? Karli Spahr is a licensed Residential Homebuilder in MN and would be honored to help you realize the American Dream of homeownership through new construction.

Karli Spahr, Branch Manager, NMLS ID# 253291

Powered by American Portfolio Mortgage, NMLS# 175656

American Portfolio Mortgage is an Equal Housing Lender

For licensing information, please visit www.nmlsconsumeraccess.org

MN Contractor Registration #BC808018

Licensed states mortgage – MN, WI, FL

Equal Housing Opportunity

Contact Us

17618 Foxboro Ct
Farmington, MN 55024
(651) 888-8180
(651) 242-8333
karli@americandreamhometeam.com

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This website is for informational purposes only and is not intended to constitute an offer to lend. Loan products, terms, and availability may vary based on borrower qualifications, property type, and state regulations. American Dream Home Team is powered by American Portfolio Mortgage, NMLS# 175656 and is an Equal Housing Lender. For licensing information, please visit www.nmlsconsumeraccess.org Corporate office 2401 Plum Grove Road Suite 202 Rolling Meadows, IL 60067 IL Lic# MB.0005608/MN Lic# MN-MO-175656 Regulated by the IDFPR, 320 West Washington Street, 3rd Floor, Springfield, IL 62786 (888) 473-4858

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